Samira Ghazal, Attorney at Law, was born in Miami, Florida. She received her Juris Doctorate from the University of Miami, in Florida, and has been a member of the Florida Bar since 1990. Ms. Ghazal graduated with various Honors including the Society of Bar, Gavel, and Moot Court Board, from the University of Miami School of Law. One of her achievements include being the Quarter Finalist in the “Advanced Moot Court Competition”. She was also the Director of the Public Relations Committee as well as the director of the Third District Court of Appeals Committee for the Moot Court Board. In addition, Ms. Ghazal attended the Oxford School of Law, in Oxford England, centralizing her international studies mainly on comparative civil and criminal rights. She was listed in “Who’s Who” among students in American Universities and Colleges for the years of 1985, 1986, and 1987. During law school, she was an apprentice for Honorable Natalie Baskin in the Third District Court of Appeals. Upon receiving her degree, she joined the Public Defender’s Office in Dade County, Florida, which has been recognized as having one of the best jury trial litigation training programs in the United States of America. In 1994 she entered into private practice focusing her practice of law exclusively on consumer law. She has extensive litigation experience and is licensed to practice law both in Florida and the Federal courts. Her areas of expertise are the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, Foreclosure Defense, and Bankruptcy. She acts as a consultant for law enforcement agencies and other attorneys. For both the 2000-2001 and 2004-2005 years, she received the award for “Who’s Who In Outstanding Leadership in Their Profession”. She volunteers giving educational seminars at various local institutions. These seminars are always free of charge to the public and they focus on educating consumers on how to correct their credit file, handle identity theft, re-establish credit after a bankruptcy, and improve their credit score so that they qualify for purchasing their first home.

Samira Ghazal

Samira Ghazal, P.A is a consumer law specialist who has been working in the area of finance for over 30 years, representing and defending consumers against big corporations and insurance companies.

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